Business Interruption Insurance

Business interruption insurance provides coverage if the business premises, vital business equipment, or other business property becomes unusable because of a fire, explosion, or similar covered property peril. As a result most businesses may suffer:

• Loss of net profit that would have been earned, and
• Payments for expenses that continue even though the business is not operating normally (e.g., debt payments, taxes, salaries, and employees).

The purpose of business interruption insurance is to provide the business owner with what the business itself would have done if there had been no loss.

For a comprehensive review of your current policies, contact Heffernan Insurance Brokers.