Directors & Officers Insurance

Directors and officers liability, or D&O, is an insurance policy designed to protect the assets of an organization and its individual directors, officers and employees from expenses that arise from legal claims and litigation. Generally a D&O policy is intended to provide defense costs and indemnity coverage for the entity, its directors and officers, and employees from lawsuits that allege internal mismanagement.

An organization should establish the level of risk they are willing to accept through planning and review. Unless an organization has determined that is financially able to absorb all of its risk, a risk transfer tool like and directors and officers liability is a simple, turnkey solution.

For a comprehensive review of your current policies, contact Heffernan Insurance Brokers.