Excess Liability Insurance

Heffernan Insurance Brokers has been providing liability coverage for corporations and large commercial ventures for more than two decades. A major factor in this coverage is Excess Liability Insurance.

Surprisingly, many large companies make the mistake of thinking Excess Liability is synonymous with Umbrella Insurance. This could be a costly mistake. Excess Liability is coverage meant to protect above and beyond the limits of an Umbrella policy.

It can provide the following benefits:

• Immediate compensation for underlying, exhausted coverages
• Direct payment on behalf of the insured, rather than a reimbursement
• A stand alone policy that cannot be invalidated, even if other coverages lapse

Don’t allow a lapse in coverage to impact your day-to-day company operations.

Contact Heffernan Insurance Brokers and let’s discuss your options today.