Lutheran

Heffernan Insurance Brokers' unique Lutheran program covers:

• Property including buildings, stained glass, fine art, musical instruments and personal property
• Commercial General Liability including:
  • Pastoral professional, counseling
  • Sexual abuse
  • Teacher liability
• Directors' and officers' liability
• Can include sexual harassment, employment discrimination, in hiring and termination
• Errors & omissions, breach of duty, misstatement or misleading statement
• Automobile coverage
• Umbrella coverage
• Flood and earthquake coverage
• Workers' compensation

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