Workers Compensation Insurance

For great savings on workers compensation, California, New York, Oregon & Missouri businesses need to speak with the knowledgeable agents at Heffernan Insurance Brokers.

As a business owner, you have a legal responsibility to keep your employees safe while at work. With a California workers compensation policy you can care for yourself and your employees if anything is to happen to them. Heffernan Insurance Brokers will help you build a customized policy. As a business ourselves, Heffernan Insurance Brokers understands how important it is to have the perfect coverage for workers compensation. California, New York, Missouri and Oregon workers compensation insurance is vital to your commercial prosperity.

Each state has specific requirements for businesses owners and workers compensation. California workers comp laws are an area of expertise for Heffernan Insurance Brokers. Our agents understand that without the appropriate California workers compensation plan, you can risk setting your company up for financial loss or even criminal charges. You need to understand your rights and those of your employees if they are injured or become ill while working for you.

Coverage for workers compensation in California must be purchased as a separate policy, even if you purchase a package insurance plan. Workers comp coverage can provide your company and your employees with the following:

• Medical expenses
• Lost income/wages
• Rehabilitation costs
• Death benefits
• And more…

Your California, New York, Oregon or Missouri workers compensation coverage is more complex than it may appear at first glance. Factor in loss history, experience modifications, rate increases, etc. It’s important that business owners properly classify their employees, have safety programs in place, etc., as these items may impact premiums.

Contact us for a specialized quote for workers compensation. New York, California, Oregon and Missouri businesses can rely on Heffernan Insurance Brokers.