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California Specialty Insurance for Small Businesses
Niche policies are designed to protect against specific risk concerns. They are concerns so specific that they cannot feasibly be covered by broader policies like, for example, General Liability.
When you place your trust in Heffernan Insurance Brokers, you’re placing your trust with a brokerage that is big enough to cover multinational firms, but small enough to provide personalized service.
We can meet the niche coverage needs of small businesses in more than 20 industries, including:
- Accountants & CPAs
- Alternative Markets
- Architects & Engineers
- Auto Repair & Body Shops
- Claims & Loss Control
- Claims Management
- Churches
- Contractors
- Healthcare
- Home Care Insurance
- Hospitality
- HR Consulting Services
- LAMEA Insurance Program
- Lawyers
- Liability for Participants of Burning Man Event
- Loss Control
- Lumber, Wood Work, and Cabinetry
- Gas Stations
- Janitorial & Building Maintenance
- Negocios Latinos
- Non-Profits
- Pay as You Go - Payroll & Workers Compensation
- Pension Professionals/TPA
- Physicians & Doctors
- Portable Sanitation
- Property Owners
- Real Estate
- Retailers / Wholesalers
- Restaurants
- Risk Management/Loss Control
- Technology
- Vintners & Growers (Wineries)
We welcome your questions and concerns regarding niche coverage for small businesses – feel free to speak to any of our helpful agents at your earliest convenience.
Contact Heffernan Insurance Brokers today.
Our Testimonials
“Our Heffernan representative was extremely helpful and managed to fill all of our requirements in less than 48 hours, Heffernan saved our company $3,000 on our premium, and because of their diligence and attention to our short time line, saved us another $2,500 in what would have been a cancellation fee to our prior carrier...”







