Insurance for Senior Living Communities
Coverage plans for all senior care communities – nursing homes, convalescent homes & more.

Insurance for Senior Living Communities

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As an administrator of a senior care and living community, you are part of a rapidly changing industry that is expanding services and capabilities in order to meet evolving market demands. You are deploying new offerings for patients such as expanded recreational therapies and additional home-like amenities.

Outside influences, such as healthcare laws and insurance regulations, make providing these specialized services subject to more scrutiny and risk than ever before.

As a result, your residential care business is taking on more risks every day.

Heffernan Assisted Senior Living Business Insurance experts serve:

  • Senior living communities
  • Assisted living facilities
  • Assisted living for developmental disabilities
  • Adult day care
  • Continuing care retirement center (CCRC)
  • Convalescent homes
  • Individual living centers
  • Nursing homes
  • Residential care facilities
  • Retirement apartments(not licensed by the state)
  • Skilled nursing
  • Any "out-of-home" care community

Get Started with your Senior Living Community Insurance!

  • Guaranteed quick turnaround
  • Locked-in rates
  • Automatic renewal

GET A QUOTE

 

Being under continual exposure to scenarios that can result in lawsuits and their significant financial ramifications means your residential care, convalescent home, assisted living community or nursing home liability insurance -- and your insurance broker -- needs to be up to the task.

For in-home healthcare, visit our Home Care Business Insurance page.

 

 

Risks Affecting Assisted Living/Residential Care Communities


  • Complex healthcare laws, such as the Americans with Disabilities Act
  • Ever-changing individual health insurance regulations
  • persistent cyber attack/patient privacy threats
  • Opportunities for patient abuse or neglect from patient handling mishaps to sexual abuse
  • Accidents occurring while transporting patients
  • Patients property theft or damage
  • and more

Any number of incidents can occur, from staff giving the wrong medication to accidents in a physical therapy center to unauthorized access of confidential patient information.

If your care business allows pets, that presents an even greater liability. Being pro-actively prepared for these or other incidents with a comprehensive insurance policy is paramount for your financial stability and business reputation.

 

 

Partner with THE Assisted Living Business Insurance Experts


Your insurance broker needs to fully understand your unique industry and the emerging threats you face - no matter the size or services offered.

 

Heffernan Insurance Brokers has a long history of working with many for-profit businesses and non-profit organizations in the residential care industry. 

Our brokers cultivate relationships with our clients to become fully away of the unique situations they face in their businesses. They pair this relationship and
working knowledge of the industry to best approach the top national healthcare insurance underwriters to find the right plan to meet your unique needs. 

What our Senior Care / Nursing Home / Assisted Living Community
Insurance Provides:

  • General liability insurance
  • General liability to cover injuries from negligence 
  • Automotive / transportation
  • Cyber / privacy
  • Professional liability / malpractice / negligence
  • Commercial property
  • Worker's compensation
  • and more

Call us today to get started on an assessment of your community's insurance needs:

TOLL FREE 1-855-700-1988

 

 

Mitigate Your Risk with
Heffernan Insurance


As your risk management partner, Heffernan is constantly evaluating your industry - from new laws to regulatory compliance issues. We are actively reviewing your risk profile to identify potential coverage gaps and exposures that need to be pro-actively addressed to mitigate any legal and financial threat.

Our experienced team is involved with leading industry trade groups to be up-to-date on the industry to be able to provide tailored risk management solutions and continuing opportunities.

This risk management approach will help reduce your exposure before an issue arises. And if there is ever a need, our brokers are ready to quickly and efficiently help you through any claims.

Contact Heffernan Insurance today!

GET A QUOTE

Some factors our experts use to prepare our customized residential care liability and risk management packages:

  • Number of communities?
  • Do you use volunteers?
  • Do you provide transportation services?
  • Are pets allowed?
  • How is your staff trained?
  • Any previous patient property theft or damage?
  • Have you had previous claims?

Heffernan will evaluate your current plan, your unique community and emerging trends in the industry and consult with you to develop a customized risk management solution. 

 

Brant Watson
Practice Leader
D: 925.295.2506
C: 925.330.1151
brantw@heffins.com

Michael Boone
Practice Leader - Midwest
C: 636.489.0183
mikeb@heffins.com

Tiffany Maggard
VP – Midwest
D: 636.489.0191
C: 925.330.1151
tiffanym@heffins.com