Senior Living Communities

Coverage for all clinical and non-clinical care providers

Home    |   Business Insurance   |   Healthcare   |   Senior Living Communities

Insurance for Senior Living Communities & Other Residential Care

As an administrator of a senior care and living community, you are part of a rapidly changing industry that is expanding services and capabilities in order to meet evolving market demands. You are deploying new offerings for patients such as expanded recreational therapies and additional home-like amenities.

Outside influences, such as healthcare laws and insurance regulations, make providing these specialized services subject to more scrutiny and risk than ever before.

As a result, your residential care business is taking on more risks every day.

Heffernan Assisted Senior Living Business Insurance experts serve:

  • Senior living communities
  • Assisted living facilities
  • Assisted living for developmental disabilities
  • Adult day care
  • Continuing care retirement center (CCRC)
  • Convalescent homes
  • Individual living centers
  • Nursing homes
  • Residential care facilities
  • Retirement apartments(not licensed by the state)
  • Skilled nursing
  • Any “out-of-home” care community

Get Started with your Senior Living Community Insurance!

  • Guaranteed quick turnaround
  • Locked-in rates
  • Automatic renewal

Being under continual exposure to scenarios that can result in lawsuits and their significant financial ramifications means your residential care, convalescent home, assisted living community or nursing home liability insurance — and your insurance broker — needs to be up to the task.

For in-home healthcare, visit our Home Care Business Insurance page.

Partner with THE Assisted Living Business Insurance Experts

Your insurance broker needs to fully understand your unique industry and the emerging threats you face – no matter the size or services offered.

Risks Affecting Assisted Living/Residential Care Communities

Your insurance broker needs to fully understand your unique industry and the emerging threats you face – no matter the size or services offered.

  • Complex healthcare laws, such as the Americans with Disabilities Act
  • Ever-changing individual health insurance regulations
  • persistent cyber attack/patient privacy threats
  • Opportunities for patient abuse or neglect from patient handling mishaps to sexual abuse
  • Accidents occurring while transporting patients
  • Patients property theft or damage
  • and more

Any number of incidents can occur, from staff giving the wrong medication to accidents in a physical therapy center to unauthorized access of confidential patient information.

If your care business allows pets, that presents an even greater liability. Being pro-actively prepared for these or other incidents with a comprehensive insurance policy is paramount for your financial stability and business reputation.

Heffernan Insurance Brokers has a long history of working with many for-profit businesses and non-profit organizations in the residential care industry.

Our brokers cultivate relationships with our clients to become fully away of the unique situations they face in their businesses. They pair this relationship and
working knowledge of the industry to best approach the top national healthcare insurance underwriters to find the right plan to meet your unique needs.

What our Senior Care / Nursing Home / Assisted Living Community Insurance Provides:

  • General liability insurance
  • General liability to cover injuries from negligence
  • Automotive / transportation
  • Cyber / privacy
  • Professional liability / malpractice / negligence
  • Commercial property
  • Worker’s compensation
  • and more

Call us today to get started on an assessment of your community’s insurance needs:

TOLL FREE 1-855-700-1988

Mitigate Your Risk with Heffernan Insurance

As your risk management partner, Heffernan is constantly evaluating your industry – from new laws to regulatory compliance issues. We are actively reviewing your risk profile to identify potential coverage gaps and exposures that need to be pro-actively addressed to mitigate any legal and financial threat.

Our experienced team is involved with leading industry trade groups to be up-to-date on the industry to be able to provide tailored risk management solutions and continuing opportunities.

This risk management approach will help reduce your exposure before an issue arises. And if there is ever a need, our brokers are ready to quickly and efficiently help you through any claims.

Some factors our experts use to prepare our customized residential care liability and risk management packages:

  • Number of communities?
  • Do you use volunteers?
  • Do you provide transportation services?
  • Are pets allowed?
  • How is your staff trained?
  • Any previous patient property theft or damage?
  • Have you had previous claims?

Heffernan will evaluate your current plan, your unique community and emerging trends in the industry and consult with you to develop a customized risk management solution. 

Contact Heffernan Insurance today!

Small Business (under 50 beds), contact Tami Unsworth for an insurance review and quote.

Heffernan Construction Practice Leader

Tami Unsworth

D: 925.942.4619
[email protected]

Practice Leader – Senior Living Communities

Brant Watson

D: 925.295.2506
[email protected]

VP – Midwest

Tiffany Maggard

D: 636.489.0191
[email protected]

Pin It on Pinterest