Private Schools, Colleges, and Universities Insurance

Faith-based educational institutions—whether private K-12 schools, seminaries, or religious universities—carry unique responsibilities that demand comprehensive insurance protection. At Heffernan Insurance Brokers, we specialize in insurance solutions for religious schools and academic nonprofits, helping you manage risk while supporting your mission to educate and inspire.

Who We Serve

We offer tailored insurance coverage for a broad range of faith-based educational organizations, including:

• Private religious K-12 schools
• Faith-affiliated colleges and universities
• Religious seminaries and theological institutes
• Boarding schools and preparatory academies
• Education-focused ministries and nonprofit learning centers

No matter your size or denomination, we help protect your institution’s people, property, and purpose.

Key Coverage Options for Faith-Based Educational Institutions

Educational settings come with distinct exposures—student safety, faculty liability, campus operations, and more. Our policies address these areas and more:

General Liability Insurance

Protects against everyday risks like slip-and-fall accidents, property damage claims, and injuries occurring during school events or extracurricular activities.

Educators’ Legal Liability (ELL)

Covers faculty, administrators, and board members for claims related to professional misconduct, negligence in instruction, or employment practices.

Abuse and Molestation Liability

Essential protection for institutions that serve minors, this covers claims involving student safety and misconduct allegations.

Property Insurance

Covers school buildings, dormitories, classrooms, libraries, labs, and equipment from damage due to fire, theft, or vandalism.

Student Accident Insurance

Provides coverage for medical expenses resulting from student injuries during school-sponsored activities, athletics, or field trips.

Workers’ Compensation

Covers injuries to school employees, including teachers, administrative staff, and support workers, in compliance with state requirements.

Auto Insurance (Owned & Non-Owned)

Protects school vehicles—buses, vans, faculty cars—and includes coverage for liability during off-campus travel or transportation of students.

Cyber Liability Insurance

Faith-based schools often manage sensitive student and donor data. Cyber liability insurance helps protect against data breaches and cyber threats.

Employment Practices Liability (EPLI)

Covers the school against claims of wrongful termination, discrimination, or harassment brought by employees or staff members.