Crop Insurance for Farmers & Growers

Protect Your Harvest, Your Revenue, and Your Future

A single weather event or market downturn can put your entire season at risk. Crop insurance helps farmers and growers recover from losses, manage uncertainty, and maintain long-term financial stability. Heffernan Insurance Brokers partners with trusted carriers to deliver tailored, cost-effective crop insurance for farms of all sizes.

Whether you grow corn, grapes, or hemp—we’ll help protect what you plant.

What Is Crop Insurance?

Crop insurance is a risk management tool designed to protect agricultural producers against loss of yield, crop revenue, or both. It helps stabilize your operation’s income and ensures continuity in unpredictable growing seasons.

Heffernan offers a full range of crop insurance options, including:

• Multiple Peril Crop Insurance (MPCI)
• Revenue Protection (RP)
• Named Peril Policies
• Whole Farm Revenue Protection (WFRP)
• Hemp Crop Insurance

With decades of experience in agriculture insurance, we’ll help you select the right crop coverage based on your region, crop type, and financial goals.

Why Farmers Need Crop Insurance

Crop insurance isn’t just smart—it’s often essential to your farm’s survival.

Coverage benefits include:

• Recovery from losses due to drought, hail, flood, frost, pests, and disease
• Revenue protection against falling market prices
• Compliance with lender financing requirements
• Financial predictability in volatile conditions
• Strategic support for long-term farm sustainability

Without crop insurance, one tough season could threaten your entire operation.

What Does Crop Insurance Cover?

We work with both federal and private carriers to tailor your protection plan.

Multiple Peril Crop Insurance (MPCI)

• Covers crop yield losses due to natural disasters (drought, flood, hail, wind, frost) and biological threats (insects, disease).
• Subsidized by the USDA’s Risk Management Agency (RMA).

Crop Revenue Protection (RP)

• Protects against revenue shortfalls caused by yield reduction and/or price fluctuations.

Named Peril Crop Insurance

• Provides targeted protection for specific risks like hail, fire, or freeze. Ideal for farms in high-risk zones or growing sensitive crops.

Whole Farm Revenue Protection (WFRP)

• Covers the revenue of your entire operation—not just individual crops. A great option for specialty growers or diversified farms.

Hemp Crop Insurance

• Now available through both the USDA and select private carriers for qualifying producers.

Crops We Commonly Insure

Heffernan provides crop insurance for a wide range of commodities, including:

• Corn
• Soybeans
• Wheat
• Grapes
• Apples
• Citrus
• Berries
• Vegetables
• Nuts
• Hemp and industrial crops
• …and many more

If it grows, we’ll help protect it.