Dry cleaners, shirt and flatwork laundries, and coin-operated laundries have insurance needs that go far beyond just their equipment. The most critical and regularly inadequately insured exposure is the clothing and other customer goods exposures.
In our experience, many dry cleaners or laundries are one disaster away from going out of business, due to inadequate insurance coverage. Fabricare business owners think they are saving money by going with a “cheaper” insurance policy. But that policy can’t bring the business back into business after a total loss.
Is this true for you and your fabricare business?
Henderson Insurance is now a part of Heffernan Insurance Brokers. As the largest insurer of dry cleaners and laundries in the western U.S., we understand the various kinds of dry cleaner and laundry businesses and their differing insurance and risk managed issues and needs. And the needs vary depending on the primary activity of the business.